Compare recurring purchases with a lump sum using historical prices.
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Daily closing prices, UTC. Purchases begin on the start date; monthly purchases use the same day where possible. The lump sum invests the full eventual contribution on the first date. Fees reduce the amount purchased; final values exclude sale fees and taxes. Missing daily prices block the comparison.
A fair comparison needs equal contributions
Dollar-cost averaging spreads purchases across a schedule. This calculator compares weekly or monthly purchases with an immediate investment of exactly the same total contribution. The lump sum has more capital exposed from the first day; the DCA strategy adds it gradually. Historical daily closing prices approximate executions and cannot predict future returns.
Data, privacy and limitations
The last three years of completed daily prices use Coinbase BTC/USD, with Binance BTC/USDT as a fallback. The quote currency, provider and refresh time are displayed. Missing dates are not silently filled. Historical prices are refreshed daily.
Amounts and investment scenarios stay in your browser. These tools provide educational calculations, not personalized investment advice. These calculators are free to use.
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